Business Banking

Commercial Small Business

• $100 Minimum Deposit to Open
• First 100 Transactions FREE
• Over 100 Transactions - $.24 each

Commercial Checking Account

• $100 Minimum Deposit to Open
• $8.50 Monthly Fee when Minimum Balance is below $50
• $5.00 Monthly Fee when Minimum Balance is below $100,000
• Transaction Fees:
• Checks/Debits                                                $.15 each
• Transit Items Deposited           $.125 each
• Deposits                                            No Charge

• Earnings Credit = $.20 per $100 Average Collected Balance
• Earnings Credit will not Exceed Total Overall Fees

Business NOW Checking
(not for corporations, partnerships, or LLC)

• $100 Minimum Deposit to Open
• $5 Monthly Fee when Average Collected Balance falls below $1,000 and Minimum Balance falls below $500
• Tiered Interest based on Average Collected Balance
• Average collected balance of $1 required for payment of interest and interest does not accrue on any day the minimum ledger balance is below $1
• Transaction Fees:
  • $.15 for each debit item in excess of 25 when the Average Collected Balance is below $1,000 and Minimum Balance is below $500
  • $.125 for each transit item in excess of 20 when average collected balance is below $7,500

Business Money Market Checking

• $100 Minimum Deposit to Open
• Tiered Interest based on Average Collected Balance
• Minimum ledger balance of $1 is required for payment of interest. Interest does not accrue on any day the average collected balance is below $1
• $6 Monthly Fee when Average Collected Balance is below $1,500 and when Minimum Balance is below $900
• *Six free withdrawals per statement cycle – Over six $5.00 each
• Transaction Fees:
• $.125 Fee for each foreign item deposited in excess of 20 when average collected balance is below $7,500

*Federal Regulation limits withdrawals to no more than 6 covered transactions per month.