Savings, CD's & IRA's

Savings Account

• $100 Minimum Deposit to Open
• Balance falls below $25 during the Quarter - $3 Fee
• *Six free withdrawals per quarter
• Over six withdrawals - $1 each when collected balance is below $1,500
• Balance drops below $100 during the Quarter – No Interest Paid
• Account closed within 90 days - $20 fee
• Quarterly Charge is waived and Interest is paid regardless of Balance on Minor Accounts for Children Under Age 18.

*Federal Regulation limits withdrawals to no more than six covered transactions per quarter.

Certificate of Deposits

$1,000 Minimum Deposit to Open

We have a variety of Fixed Rate Certificate of Deposits ranging in terms from 3 months to our 49 month CD. Longer term CD’s receive higher rates. Interest is paid monthly. Penalties may be assessed for early withdrawal.

No Monthly Fees

FDIC Insured

Individual Retirement Accounts

$1,000 Minimum Deposit to Open

Our Variable Rate IRA has an 18 month term and compounds/posts interest quarterly. Deposits are permitted

No Monthly Fees

FDIC Insured

Contact our New Account Representative for more information and current rates.