Annual Notice Regarding Non-Visa Debit Card Transactions

In addition to the Visa Network, First Pryority Bank has enabled non-Visa debit transaction processing through the PULSE Network. This means you may use your First Pryority Bank Visa Debit/Check Card on a PIN-Debit Network (a non-Visa Network) without using a PIN to authenticate your transactions. We have enabled non-Visa debit transaction processing on the “PULSE” Network.

Examples of the types of actions that you may be required to make to initiate a Visa debit transaction include:
  • signing a receipt
  • providing a card number over the phone or via the Internet
  • swiping your card through a point-of-sale terminal
Examples of the type of actions you may be required to make to initiate a non-Visa debit transaction include:
  • entering a PIN at a point-of-sale terminal
  • initiating a payment directly with the biller (possibly via telephone, internet, or kiosk location) by providing an account number or other information that is not your PIN to authorize the transaction after clearly indicating a preference to route it as a non-Visa transaction
Please be advised that the terms and conditions of your agreement with us relating to Visa transactions do not apply to non-Visa transactions. For example, the additional limits on liability (sometimes referred to as “Visa’s Zero-Liability” program) and the streamlined error resolution procedures are not applicable to transactions processed on a PIN-Debit Network.