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Need flexibility? A line of credit gives you access to funds again and again — without having to reapply.

Key Features

  • Competitive Rates
  • Revolving Credit
  • Local Decision-Making and Processing

Get money when you need it most. First Pryority Bank understands that sometimes you will need extra financing and other times you won’t. Our business lines of credit help you get the money you need when you need it to meet ongoing demands as they arise. Whether it’s for a special one-time project, seasonal fluctuations or, a unique situation to your business, we will work with you to find the best solution.

  • Competitive rates for a wide range of long-term or seasonal business needs:
    • Seasonal fluctuations are understandable so business lines of credit can be used to finance inventory and accounts receivable build-up associated with seasonal business activity.

    • Inventory - use business lines of credit to help cover inventory expenses during a slow season, or just to stock up on supplies in case of an emergency.

    • Capitalize on trade discounts - if you find yourself short on cash needed to take advantage of trade discounts, securing a business line of credit is a good solution.

    • Working capital - take your business up a notch by bridging the gap between the tasks you need to do and the cash flow you need to get them done.

    • Ongoing updates - whether you need to upgrade software, equipment or offices business lines of credit can provide you with the funding you need to achieve your business goals.

    • More business lines of credit options are available as the perfect financial solution when your capital needs are evolving.

  • Business lines of credit can be secured by collateral such as real estate, equipment, accounts receivable, and inventory.
  • Financial Flexibility - Business lines of credit makes funds available when you need them providing the flexibility you expect to run your business.

  • Repayment terms for business lines of credit can be customized based on your business’s unique needs.

  • Revolving credit – as you pay down the principal the balance replenishes making more funds available for use as needed.

  • Only pay interest on the amount drawn. Business lines of credit provide access to funds your company can use whenever you need more working capital. It functions a bit like a credit card, allowing you to withdraw what you need, paying interest only on the amount you borrow.

  • Funds for business lines of credit are easily accessible via cashier's check, bank wire, or account transfer for your convenience.

  • Local decision-making and processing are done in Northeast Oklahoma. Our people are local, our decisions are local, and our passion is helping local businesses grow and succeed. Processing and decision-making stay in Green country with branches located in Pryor and Tulsa!

  • Personalized service tailored to you throughout the process. Our number one priority has always been to serve all your banking needs, big and small. In addition to our expertise in lending and financing, our bankers understand how to maximize your daily cash flow and your business’ cash cycles. We can help you operate more efficiently. Contact us today to learn more about business lines of credit or other financing options.

All loan products are subject to credit approval / Applicants must be 18 years or older in order to apply.

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