MONEY MARKET & CD’S
Money Market Checking (MMC)
  • $100 Minimum Deposit to Open
  • Tiered Interest based on Average Collected Balance
  • Average collected balance of $1 required for payment of interest and interest does not accrue on any day the minimum ledger balance is below $1
  • Only $6 per month if Average Collected Balance falls below $1,500 and Minimum Balance is below $900
  • Monthly statement with check images
  • Free Online Banking & Bill Pay
  • *Six free withdrawals per statement cycle – Over six $5.00 each
  • No Issue Fee on ATM or Check Card

Business Money Market Checking (BMMC)
  • $100 Minimum Deposit to Open
  • Tiered Interest based on Average Collected Balance
  • Minimum ledger balance of $1 is required for payment of interest. Interest does not accrue on any day the average collected balance is below $1
  • $6 Monthly Fee when Average Collected Balance is below $1,500 and when Minimum Balance is below $900
  • *Six free withdrawals per statement cycle – Over six $5.00 each
  • Transaction Fees:
    • $.125 Fee for each foreign item deposited in excess of 20 when average collected balance is below $7,500

Certificate of Deposits (CD’S)

  • $1,000 Minimum Deposit to Open
  • We have a variety of Fixed Rate Certificate of Deposits to meet your needs. Longer term CD’s receive higher rates. Interest is paid monthly. Penalties may be assessed for early withdrawal.
  • No Monthly Fees
  • FDIC Insured

Individual Retirement Accounts (IRA)
  • $1,000 Minimum Deposit to Open
  • We have a variety of Fixed Rate IRA accounts as well as an 18 month IRA. Interest is credited to account quarterly. Deposits are permitted.
  • No Monthly Fees
  • FDIC Insured
  • Contact our New Account Representative for more information and current rates.


 
 
 
 
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