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We make it easy to choose the credit card that is right for you - Low Rate or Preferred Points. 

It's your Your Choice

Choose the card that's just right for you - low rates, rewards, and a world of additoinal benefits and flexibility. It's purchasing power for whatever you need, whenever you need it.

Reward Yourself

With Preferred Points, earn on point for each dollar you spend, up to 10,000 point per month and redeem anytime - for anything you choose

  • Cash Back: The convenience of cash when you want it. Redeem points to shop, dine, or have a night out on the town.
  • Travel: Treat your self to a vacation with free round trips, discounted airfare, hotel stays and cruises.
  • Gift Cards, Merchandise, and More: Gift cards from your favorite retailer, name brand merchandise or electronics - just for you

All Credit Cards come with 24- hour toll-free live customer assistance available at 800-367-7576

How do I sign up?

Download the PDF application

Type the information, then print the application and complete it using a blue or black pen.  Paper applications are also available at your local branch office.

Mail the completed application to:

Card Service Center

PO BOX 569120

Dallas, TX 75356-9120


*Please see application for information about current APRs and fees. 

All loan products are subject to credit approval / Applicants must be 18 years or older in order to apply / This webpage provides links to other websites we do not operate. We recommend you review their privacy and security policies.

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Make the Switch